Welcome To Cuzinns Investment Services

Cuzinns Investment Services is a proprietary concern, started in 2003 and is headed by Mr Paul D’souza, the proprietor.

Mr D’souza completed his MBA – Finance in 1995 and worked with various financial services companies and was instrumental in launching the Portfolio Management schemes in organizations like UTI Securities Exchange Ltd, Enam AMC Ltd, Nucleus Securities Ltd, Parag Parikh Financials Advisory Services, UTI Investment Advisory Services, HDFC Mutual Fund and ICICI Prudential Life Insurance. The big and small organizations gave him an overview of the financial markets and the nuances needed to provide a comprehensive financial solutions to individuals of all classes.Mr D’souza’s interest in personal finance and wealth management solutions for all classes made him begin Cuzinns Investment Services in 2003. Today, Cuzinns is proud to have a client base of 300 clients and Assets under Management (AUM) of Rs 8 crores. Cuzinns remain committed to our motto of “ Dream it, Do it, Together…. Making you a Crorepati”.If you have the vision to dream being a Crorepati, I certainly have the discipline and financial solutions to make you one.

Since our inception, I have been dedicated to serving our clients through a relationship based on intimacy, integrity and mutual trust. When a new client comes to Cuzinns, my relationship begins with a discovery process - an in-depth dialogue to identify all the factors surrounding and defining the client’s wealth. This includes the client’s short and long-term goals and concerns, the structure of his or her holdings, and the client’s exposure to – and tolerance for – risk. I then work with the client to construct, implement and monitor an asset allocation strategy that will help the client achieve his or her many objectives.

Let financial planning help you reach your goals

A good financial, comprehensive, plan shows where you are today and compares it to where you want to be, (crorepati). It helps you utilize your resources more effectively -- identifying potential shortfalls and surpluses -- and it helps you develop strategies for reaching your multiple planning goals. Financial planning can serve as a solid foundation as you look to the future, facing, for instance, the effect of inflation on your retirement savings, the rising cost of education, market uncertainties and changing tax laws. When I at Cuzinns help you formulate your financial plan, no products or services are mentioned. You get just personalized guidance and valuable financial information. You then decide when and how to proceed. And Cuzinns, as your Financial Advisor, can analyze your goals, timeframes and tolerance for investment risk and discuss how you might update your plans as your circumstances, needs and goals change. This can help you stay on top and on track to being a CROREPATI.

Your relationship with Cuzinns is about more than investing money. It’s about sharing your aspirations and building a relationship with me.

I will put my knowledge, experience and resources to help you pursue your goals

• I remain committed to understanding you, your financial needs, your investment objectives, your tolerance for risk, your time horizon and any other factors that may affect our recommendations.
• I will help you understand your investment choices.
• At Cuzinns, I will help you set realistic expectations about the long-term performance and associated risks of those choices.
• I your Financial Advisor will be available for regular conversations with you about the status of your investments with us and changes in your personal profile
• I will provide timely account and transaction information that accurately reflects the investment positions you hold with our firm.
• I will disclose information related to the way we are paid by you as a client, including commissions and fees associated with your account. I will answer questions you have about how your Financial Advisor is paid.
• I will disclose information regarding payments we receive from third parties for the products and/or services in your account.
• I will share our policies and practices relating to the privacy of the information you provide us.
• If you have an issue or concern, we will make it our priority to address it. My Contact nos are 28600981 and 9821303905 or cuzinns@mtnl.net.in to help resolve any issues.
• I will do our best to build and justify your trust in us.


Working together to reach your goals requires a commitment from you as well. You should:
• Provide your Financial Advisor with all relevant information about your financial condition, goals, risk tolerances and time horizon as well as changes to this information.
• Meet with your Financial Advisor regularly to review your financial situation and investment positions.
• Approve or decline your Financial Advisor’s recommendations on a timely basis.
• Personally review and understand your investments, investment strategy and materials provided to you.
• Understand that all investments have some degree of risk and that you may lose money on any investment.
• Ask questions if you are uncertain about any aspect of your investments with Morgan Stanley.
• Provide us with frank, timely feedback on how we are doing and how we can improve our service to you.